Testosterone in Men and Women: Roles, Decline, and Healthy Maintenance

Testosterone is often thought of as a “male” hormone, yet it plays essential roles in the physiology of both sexes. Understanding how this androgen is produced, how it functions across the lifespan, and what strategies exist for maintaining optimal levels is crucial for anyone interested in endocrine health. Below, we explore the biochemical pathways that generate testosterone, delineate its diverse actions in men and women, examine the patterns of age‑related decline, and outline evidence‑based approaches for assessment and therapeutic management.

Physiological Production and Regulation

Testosterone synthesis begins with cholesterol, which is converted to pregnenolone in the mitochondria of steroidogenic cells. In the testes (Leydig cells) and ovaries (theca cells), a cascade of enzymatic steps—mediated by 17α‑hydroxylase/17,20‑lyase (CYP17A1), 3β‑hydroxysteroid dehydrogenase, and 17β‑hydroxysteroid dehydrogenase—produces testosterone. A smaller proportion is generated peripherally from adrenal precursors such as dehydroepiandrosterone (DHEA) and androstenedione.

Regulation occurs through the hypothalamic‑pituitary‑gonadal (HPG) axis. Gonadotropin‑releasing hormone (GnRH) pulses from the hypothalamus stimulate the anterior pituitary to secrete luteinizing hormone (LH). LH binds to receptors on Leydig or theca cells, driving testosterone synthesis. Negative feedback is provided by circulating testosterone (and, to a lesser extent, estradiol derived from aromatization) acting on both the hypothalamus and pituitary to modulate GnRH and LH release.

In the bloodstream, testosterone exists in three fractions:

  1. Free testosterone (≈2–3 %): biologically active, diffuses readily into target tissues.
  2. Albumin‑bound testosterone (≈30 %): loosely bound, readily dissociates and is considered bioavailable.
  3. Sex hormone‑binding globulin (SHBG)‑bound testosterone (≈65 %): tightly bound, largely unavailable for receptor interaction.

The balance among these fractions influences the effective hormonal milieu more than total serum testosterone alone.

Distinct Roles in Men

In males, testosterone is the principal driver of:

  • Sexual development and function – it orchestrates the formation of the penis, scrotum, and prostate during fetal life, and later sustains libido, erectile capacity, and spermatogenesis.
  • Secondary sexual characteristics – facial, body, and pubic hair growth, deepening of the voice, and increased muscle bulk are androgen‑dependent.
  • Metabolic regulation – testosterone promotes lipolysis, supports insulin sensitivity, and modulates adipokine secretion, thereby influencing body composition.
  • Neurocognitive health – androgen receptors are abundant in the hippocampus and prefrontal cortex; testosterone modulates mood, spatial abilities, and aspects of memory.
  • Cardiovascular physiology – it exerts vasodilatory effects via nitric oxide pathways, influences lipid profiles, and may affect arterial stiffness.

Distinct Roles in Women

Although present at lower concentrations (approximately 10 % of male levels), testosterone remains vital for women:

  • Sexual desire and satisfaction – androgenic signaling contributes to libido, arousal, and orgasmic intensity.
  • Maintenance of lean tissue – testosterone supports protein synthesis, helping preserve muscle mass and functional strength.
  • Bone health – alongside estrogen, testosterone contributes to bone remodeling by stimulating osteoblast activity.
  • Cognitive and emotional well‑being – androgen receptors in the brain influence mood stability, confidence, and mental clarity.
  • Hair growth – androgenic stimulation of terminal hair follicles in the axillary and pubic regions is testosterone‑dependent.

Age‑Related Decline Patterns

In Men

Testosterone production peaks in the late teens to early twenties and then declines gradually at an average rate of ~1 % per year—a phenomenon often termed “andropause.” By the sixth decade, many men exhibit serum total testosterone levels below the lower limit of the reference range (≈300 ng/dL). The decline is multifactorial:

  • Reduced Leydig cell number and function – cellular senescence diminishes steroidogenic capacity.
  • Altered GnRH/LH pulsatility – age‑related changes in hypothalamic signaling blunt LH stimulation.
  • Increased SHBG – hepatic synthesis of SHBG rises with age, lowering free testosterone despite relatively stable total levels.

In Women

Women experience a more abrupt shift in androgen dynamics around menopause. While ovarian testosterone production wanes, adrenal secretion continues, resulting in a modest net decline. Post‑menopausal women typically have total testosterone levels 20–30 % lower than pre‑menopausal values, with a concomitant rise in SHBG that further reduces bioavailable testosterone.

Clinical Manifestations of Deficiency

Men

  • Diminished libido and erectile dysfunction
  • Decreased spontaneous erections and reduced sexual satisfaction
  • Fatigue, reduced motivation, and depressive symptoms
  • Loss of muscle bulk and strength (independent of exercise)
  • Increased central adiposity and mild insulin resistance
  • Decreased bone mineral density (particularly trabecular bone)

Women

  • Reduced sexual desire and arousal
  • Decreased sense of well‑being, occasional low mood
  • Subtle loss of lean body mass, especially in the upper body
  • Mild osteopenic changes, particularly when combined with estrogen deficiency
  • Altered hair pattern (e.g., thinning of axillary hair)

Diagnostic Evaluation

A thorough assessment begins with a detailed clinical history and physical examination, focusing on sexual function, energy levels, body composition, and any signs of metabolic disturbance. Laboratory testing should include:

  • Serum total testosterone measured in the early morning (when diurnal peaks are highest).
  • Free or bioavailable testosterone calculated using total testosterone, SHBG, and albumin, or directly measured via equilibrium dialysis.
  • LH and FSH to differentiate primary (testicular or ovarian) from secondary (hypothalamic/pituitary) hypogonadism.
  • Prolactin, thyroid function tests, and cortisol when clinical suspicion exists for other endocrine disorders.

Interpretation must consider assay variability and age‑specific reference ranges. A single low value is insufficient for diagnosis; repeat testing on separate occasions is recommended.

Therapeutic Options and Considerations

When symptomatic testosterone deficiency is confirmed, several pharmacologic modalities are available:

FormulationTypical DosingAdvantagesLimitations
Transdermal gel/cream5–10 mg daily (adjusted to target serum levels)Steady absorption, easy titration, avoids first‑pass metabolismSkin irritation, risk of transference to contacts
Intramuscular injection (e.g., testosterone enanthate, cypionate)50–200 mg every 2–4 weeksInfrequent dosing, reliable serum peaksFluctuating levels, injection site discomfort
Subcutaneous pellet150–200 mg implanted every 3–6 monthsLong‑acting, minimal peaks/troughsRequires minor surgical procedure
Buccal system30 mg twice dailyAvoids skin contact, bypasses hepatic first‑passLocal mucosal irritation
Oral testosterone undecanoate (rarely used in US)200–400 mg twice dailyConvenient oral routeVariable absorption, hepatic metabolism concerns

Therapeutic goals focus on alleviating symptoms, restoring serum testosterone to the mid‑normal range for age, and improving quality of life. Regular monitoring (every 3–6 months initially) includes serum testosterone, hematocrit, lipid profile, and liver function tests. Prostate health assessment (digital rectal exam, PSA) is prudent in men over 50, though evidence linking testosterone therapy to prostate cancer remains inconclusive.

Potential Risks and Contraindications

  • Erythrocytosis – elevated hematocrit can increase thrombotic risk; dose adjustment or phlebotomy may be required.
  • Cardiovascular considerations – data are mixed; patients with recent myocardial infarction or uncontrolled heart failure should be evaluated carefully.
  • Sleep apnea – testosterone may exacerbate obstructive events; screening is advisable.
  • Hormone‑sensitive malignancies – active prostate or breast cancer contraindicates therapy.
  • Fertility concerns – exogenous testosterone suppresses gonadotropins, potentially impairing spermatogenesis or ovulation; men desiring fertility may require alternative strategies (e.g., selective estrogen receptor modulators, hCG).

Future Directions in Research

Emerging areas of investigation include:

  • Selective androgen receptor modulators (SARMs) – compounds designed to confer anabolic benefits while minimizing androgenic side effects. Early trials suggest favorable muscle‑preserving effects with reduced impact on prostate tissue.
  • Gene‑editing approaches – CRISPR‑based modulation of key enzymes (e.g., CYP17A1) to fine‑tune endogenous androgen synthesis.
  • Biomarker refinement – development of more precise assays for intracellular androgen activity, such as androgen‑responsive gene expression panels, may improve diagnostic accuracy.
  • Long‑term outcome studies – large, prospective cohorts are needed to clarify the net impact of testosterone therapy on cardiovascular events, cognitive decline, and mortality across diverse populations.

Concluding Perspective

Testosterone is a cornerstone of endocrine function for both men and women, influencing sexual health, metabolic balance, neurocognitive performance, and overall vitality. While natural declines are an inevitable part of aging, a nuanced understanding of the hormone’s physiology, clinical presentation of deficiency, and evidence‑based therapeutic options empowers individuals and clinicians to make informed decisions. By integrating careful diagnostic evaluation with personalized treatment strategies, it is possible to mitigate the adverse consequences of low testosterone and support sustained health across the lifespan.

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